Who we are

Home Finance Guarantors (Insurance) ICC Limited (HFGI) is a Guernsey registered cell captive, insurer and reinsurer, reinsuring lenders risk on home loans to lower income people in developing countries. It also provides financial guarantees to lenders to facilitate development and construction finance for affordable housing in these markets.
It is a wholly owned subsidiary of Home Loan Guarantee Company NPC (HLGC), a South African not for profit specialist insurer that pioneered insurance to lenders for home loans in the affordable housing market.